Union Budget 2026-27: Sector-wise Budget Allocation and India’s Growth Blueprint

Introduction: A Budget Focused on Building Capacity, Not Just Spending. The Union Budget 2026-27 comes at a critical juncture for India’s economy when global supply chains are being reconfigured, capital is becoming selective, and nations are competing on productivity, technology, and resilience. Presented on the auspicious occasion of Magha Purnima, the budget reflects a clear strategic […]
A Review of Interest Rates and their Impact on Borrowing and Spending

Prologue Introduction Interest rates play a crucial role in shaping a country’s economic landscape, influencing borrowing, spending, and overall financial stability. Set by central banks, such as the Reserve Bank of India (RBI), these rates determine the cost of loans for consumers and businesses, affecting everything from home purchases to corporate investments. When interest rates […]
An examination of financial inclusion, including strategies for increasing access to financial services.

Prologue Introduction Financial inclusion is the process of ensuring access to appropriate financial products and services for all individuals and businesses, particularly those in underserved and marginalized communities. This report examines the current state of financial inclusion, barriers to access, and strategies to enhance financial services for all. By analyzing successful initiatives worldwide, this study […]